District Benefits

District-Paid Benefits 2016-2017

Health Insurance:

The district pays $486.03 per month (2016-2017 school year) to provide medical, vision, life and dental benefits for you if you qualify as a full-time employee.  Each employee pays $10 per month – pretax ($120 per year).

There is a $300 deductible per person, per calendar year for in-network doctors; plan pays 80% for all allowable services once deductible has been met.  Plan pays 100% after $10,000 total expenses incurred (plus deductible).  Thus, total annual maximum out-of-pocket costs (using in-network providers) would be $2,300.

Deductible increases to $350 per calendar year if out-of-network providers used; employee pays for all services not allowable by the plan and the employee will pay a significantly higher portion of cost when out of network doctors are used.  See plan document for additional information. 

A $100.00 additional fee is charged for each use of emergency room without being admitted.

Prescriptions

$50 yearly deductible applies if purchased at retail in-network pharmacies.  Once deductible is met, you pay the greater of 20% of cost for generic drugs using in-network pharmacies or $10 minimum, unless actual cost is less; 20% of cost for name-brand preferred medications or $20 minimum, whichever is greater.

A mail order Prescription Drug Program is also available.  There is no deductible; cost is $20.00 for 

90-day supply of generic prescription drugs and $40 for 90-day supply of name brand preferred drugs.  A specialty drug program is also available.

Vision Insurance

Plan allows $50 for an exam every 12 months with doctor of your choice.  Provides up to $50 for frames; $25 for single vision lenses, $35 for bifocals, $60 for trifocals; and up to $75 for contacts.  Plan also pays 10% of expenses incurred in excess of those amounts.  You may get contacts OR glasses (not both) in any 12 consecutive month period. 

Life Insurance

The District provides each employee with $20,000 in term life/AD&D insurance until age 70.  After age 70, coverage is reduced to $10,000.

Dental Insurance

There is a $50 deductible.  Plan provides a maximum of $1,000 coverage each calendar year.  Covers two routine cleanings per year with no deductible.  Once deductible has been met, plan pays 80% for basic and routine services; 50% for major services. 

Short-term disability

Provides approximately 66 2/3% of salary for up to six months.  Waiting period to receive benefits is the greater of 30 days or when sick leave is exhausted.

Long-term disability

Six month waiting period; pays approximately 66 2/3% of salary.

Employee Assistance Program (EAP)

After initial call, provides three outpatient treatment sessions per fiscal year free of charge to all permanent employees and their dependents (up to age 26).

Revised:  5/31/16

 

Web Ed Portal (click here)

Here you will be able to learn more regarding your 403(b) and/or 457(b) plans. You can also view your district approved vendors, download forms, enroll, view links, and answer many of your questions. The information on this site is purely objective and the district does not sponsor, endorse, or promote any of the investment vendors. Furthermore, we strongly believe you should education yourself before making any decision in regards to your retirement.

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